Financing & Insurance - Laguna Hills, CA

Financial & Payment Information

We accept the following forms of payment:

Before any treatment, you will received a treatment plan which will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered.

Charges are payable at the time of treatment.

credit cards

Cash, Credit, or Check

We try to make it easy and convenient to fit dental care into your budget. For your convenience, we accept cash, check, and most major cards, including VISA®, MasterCard®, Discover®, and American Express®.

CreditCare Financing®

We accept financing through CareCredit, a convenient and flexible service that finances health-care fees from $300 up to $25,000. CareCredit offers zero-interest financing for up to 24 months for qualified applicants. For longer terms, low-interest plans are available. CareCredit makes it easier for you to pay for the treatments and procedures you want when you want them. For more information visit
*Subject to Credit Approval


At SimplePay, we closely understand your immediate financial support to address the pricing concern of your dental treatments. We acknowledge that managing the finance could be challenging for you, so we are here to help you financially to cover the cost of your oral health treatments. While dealing with a financial giant like us, you have to keep your worries aside about loan approval. We don’t let your credit history deprive you of the financial assistance for dental health treatments, so we approve almost every patient seeking dental treatment. No gimmicks at all, we approve loans with 0% interest financing, so you might like to talk to us about your loans to cover dental treatment costs.

Insurance Information

We accept many dental insurance plans and will file claims on your behalf, saving you the time and hassle. Our knowledgeable benefit coordinators can help you maximize your dental benefits and minimize your out-of-pocket cost. We will tell you upfront what your insurance plan will pay for and offer options for taking care of any remaining balance.
dental insurance

Insurance Carriers

We accept and honor most dental insurance plans. The following are just a few of the dental insurance carriers we’re providers for:
  • Aetna
  • Ameritas
  • Anthem Blue Cross
  • Cigna
  • Delta
  • Guardian
  • MetLife
  • PacifiCare
  • UCCI

Please call our office for more details at 949-496-5713

Insurance FAQ

Treatment that is recommended by a dentist, is listed on the fee schedule and accepted under the terms of your group’s plan.
Treatment that is either not listed on your fee schedule or more than the minimum to restore the tooth back to its original function.
Indemnity or Traditional Insurance reimburses members or dentists at the dentist’s UCR (Usual, Customary & Reasonable fee). This allows the subscriber to go to any dental office without being limited to a panel.

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(Preferred Provider Organization) is the most common form of insurance. They provide members with a list of participating dentists to choose from. The dentists on this list have agreed to a lower fee schedule, which provides you with greater cost savings. They also assist with insurance billing. Most companies pay 50% on major treatment (crowns, bridges, partials), 80% for basic care (fillings), and up to 100% for preventative care (exams, x-rays, basic cleanings). Annual maximums generally range from $1,000 to $2,000.


Also known as capitated or prepaid insurance, was designed to provide members with basic care at the lowest rate. Participating providers receive a monthly capitation check for patients assigned to the office. This amount is only a few dollars and is intended to offset the administrative costs. HMOs generally don’t pay for services rendered. Fees are usually greatly reduced, but the patient is solely responsible for paying the doctor.

Don't have dental Insurance?

If you don’t have dental insurance, you can take advantage of our in-house Smart Dental Plan to help make your money go further and get you the care you need.

Your Smart Dental Plan membership includes:

  • Two regular exams and healthy cleanings ($296 value)
  • X-rays included as part of cleaning visit (up to $89 value)
  • One free fluoride treatment each year ($25 value)
  • Free oral cancer screening to be included with your exams (a $25 value)
  • 15% discount on all other dental work performed by Dental Arts’ doctors and staff
dentist discussing dental insurance

New Patients Are Always Welcome!

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